1. What can Integrity Finance offer a business like mine?

Integrity Finance offers a way for your business to obtain cash today.  Because it is not a business loan it is easier to be approved and receive funds quickly.

2. What is a Business Cash Advance?

A business cash advance converts a business’s future credit card sales into cash today.  Advances range from $5,000 to $250,000 per location.  It is paid back by taking an agreed fixed percentage of your future credit card sales until the advance is paid off in full.

3. Are there restrictions on how I can use a Business Cash Advance?

Absolutely Not.  This is your money and no one understands your business better than you.  Our clients use the Business Cash Advance for different reasons every day.  You can buy inventory, purchase equipment, pay taxes, or even buy an existing business.

4. How do I know I will qualify?

If you have been in business for 3 months, process $5,000 a month in credit card sales, and are not in an open bankruptcy you will pre qualify and are well on your way to receiving cash in less than one business week.

5. How long does it take to get approved for a Business Cash Advance?

With Integrity Finance simplified streamline process you can be pre approved and receive free quotes within 24 hours.  If you provide the minimal documentation required funds can be in your account in less than one business week.

6. How much money can I qualify for?

The amount you qualify for is based off your average credit card sales. Advances range from 150% to 200% of your monthly volume.

7. Do I have to switch from my current credit card processor?

Although recommended it is not required for you to switch your credit card processor.  Integrity Finance always looks to beat the rates of your credit card processor, so most clients do.  We also offer options via lockbox and ACH to payback the Business Cash Advance.

8. Do I have to pay penalties or fees for paying the advance back early or late?

No.  You will not incur any fees for paying the advance off early or if it takes you longer than expected.  Integrity Finance actually offers discounts for paying off early during execution of the original contract.

9. Who do I contact to learn more or to get the process started?

You can speak to an Integrity Finance experienced representative by calling  (404) 919-TEAM.